Schemes launched by Prime Minister
1. Pradhan Mantri surakshabima yojana
Eligibility – age group 18-70 having saving bank account can be enrolled under scheme.
Premium – rs 12 per annum
Payment mode – through saving bank account of the subscriber
Insurance cover- for accidental death- rs 2 lakh, for partial disability rs 1 lakh
2. Pradhan Mantri jeevan jyoti bima yojana
Eligibility – age group 18-50 having saving bank account can be enrolled under scheme.
Premium –rs 330 per annum
Payment mode – through saving bank account of the subscriber
Insurance cover - forrs 2 lakh in case of death due to any reason
3. Atal pension yojana
Purpose – pension
Age – minimum 18 years and maximum 40 years
Fixed pension –Rs 1000 to Rs 5000 per month at the age of 60 years
Contribution depends upon your age
Government contribution – 50% of your contribution or Rs 1000, whichever is lower
Saving bank account is mandatory
4. Atal Mission for Rejuvenation and Urban Transformation (AMRUT) and Smart Cities
Project scope- 100 smart Cities and 500 cities for AMRUT
Central allocation –Rs 48000 crore for smart cities and Rs 50000 crore for AMRUT
Period – 5 years
Smart cities to be selected through City Challenge Competition
AMRUT will cover all cities with population more than 1 lakh and above
5. Skill Development Program
It will provide training and skill development to 500 million youth of our country by 2020, covering each and every village.
6. Pradhan MantriAwasYojana
It is a reformation of the scheme “Housing for All”.
The aim of this scheme is to construct more than two crore houses across the length and bredth of the nation.
The target beneficiaries of the scheme would be poor and people living under EWS and LIG categories in urban establishments of the country.
The government would provide an interest subsidy of 6.5% on housing loans availed by the beneficiaries for a period of 15 years from the start of loan.
The houses under Pradhan MantriAwasYojana would be allotted to preferably the female member of the family.
7. Digital India
Aim – To ensure the government services are made available to citizens electronically.
Digital India has three core components. These include-
The creation of digital infrastructure, Delivering services digitally, Digital literacy
The project is slated for completion by 2019.
Monitored and Controlled by - Ministry of Communications and IT
9 Key points of Digital India Programme are as follow-
• Universal Access to Phones
• Broadband Highways
• Public Internet Access Programme
• e-Governance – Reforming government through Technology
• e-Kranti – Electronic delivery of services
• Information for All
• Electronics Manufacturing – Target NET ZERO Imports
• IT for Jobs
• Early Harvest Programmes
8. Heritage City Development and Augmented Yojana
Amount allocated – Rs 500 Crore
City allocated – 12 cities (namely, Ajmer, Amaravati,(Andhra Pradesh), Amritsar, Badami, Dwarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni and Warangal).
Aim – To bring together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each Heritage City.
9. Sukanya Samriddhi Account Yojana
Investment type- small deposit account
Where – post office and selected banks
Max number of account- 1 account per girl
Max number of accounts per family – max. 2 girl child
Age–from birth till 10 years of girl child
Min. deposit –Rs 1000/ per year, further multiple of rs 100
Max. deposit –1.5 lakh/year
Interest rate –9.1% of financial year 2014-15. it will change every year
Partial withdrawal–50% allowed at the age of 18 years of girl
Maturity – 21 years from the date of account open or marriage, whichever is earlier
10. PAHAL scheme
Aim - to bring transparency and terminate pilferage from distribution of funds sponsored by Central Government of India.
11. Micro Units Development and Refinance Agency Ltd (MUDRA) Bank
Regulate the lender and the borrower of microfinance and bring stability to the microfinance system through regulation and inclusive participation.
MUDRA Bank has rightly classified the borrowers into three segments: the starters, the mid-stage finance seekers and the next level growth seekers.To address the three segments, MUDRA Bank has launched three loan instruments:
• Kishor: covers loans above Rs 50,000/- and uptoRs 5 lakh
• Tarun: covers loans above Rs 5 lakh and uptoRs 10 lakh
• Shishu: covers loans uptoRs 50,000/-
12. Pradhan Mantri Jan DhanYojana
It is the flagship financial inclusion plan of the NDA Government.
All Indian citizens can now avail of a bank account despite the lack of KYC documentation. These bank accounts are valid for a year within which account holders must furnish proof of having applied for valid documents required to comply with KYC norms.
Under the scheme:
13. Beti Bachao, Beti Padhao (Save girl child, educate girl child)
Its aims is to generate awareness and improving the efficiency of welfare services meant for women.
The scheme was initiated with an initial corpus of Rs 100 crore.
The Ministry of Women and Child Development will be responsible for budgetary control and administration of the scheme at the Central level
Madhuri Dixit is the brand ambassador of this scheme.
14. Swachh Bharat Abhiyan
For ensuring hygiene, waste management and sanitation across the nation “Swachh Bharat Mission” launched.
This will be tribute to Mahatma Gandhi on his 150th birth anniversary to be celebrated in the year 2019.
It aims to provide every rural family with a toilet by 2019.
It is expected to cost over ₹62000 crore.
Fund sharing between the Central Government and the State Government and Urban Local Bodies (ULBs) is 75%:25% (90% : 10% for North Eastern and special category states).
Modi selected 9 public figures to propagate this campaign.
